Return Analysis
Absolute Return Calculator
Calculate absolute return on any investment in India. Find total percentage gain or loss, net profit/loss, and compare with inflation and FD returns instantly.
Absolute Return
45.00%
Profit
Gain / Loss
₹45,000
Net Position
₹1,45,000
Portfolio Composition
▲ 45.00% Absolute Return
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See your exact absolute and annualized return per fund — upload your CAS statement for real numbers from your portfolio.
What is Absolute Return Calculator?
Absolute return (also called point-to-point return or simple return) measures the total percentage gain or loss on an investment from the date of purchase to today. It is the simplest return metric — calculated as (Current Value - Invested Amount) / Invested Amount × 100. Unlike CAGR or XIRR, absolute return does not account for the time taken to achieve that return. A 50% absolute return in 2 years is excellent, but the same 50% over 20 years is poor. For this reason, absolute return should always be read alongside CAGR or XIRR for a complete picture.
How to use this tool
Enter the total amount you originally invested (purchase price or cost basis).
Enter the current value of the investment (today's market value or NAV-based value).
The calculator shows absolute return %, total gain or loss in ₹, and a visual breakdown.
The Formula
Absolute Return = (Current Value - Invested Amount) / Invested Amount × 100 Example: Invested: ₹1,00,000 | Current Value: ₹1,45,000 Absolute Return = (1,45,000 - 1,00,000) / 1,00,000 × 100 = 45%
Key Terms
- Absolute Return
- The simple percentage gain or loss on an investment from purchase price to current value, without factoring in the time taken.
- Point-to-Point Return
- Another name for absolute return — it measures the return from one specific point in time to another.
- Cost Basis
- The original price paid for an investment, including any brokerage or transaction charges, used to calculate gains or losses.
Key Benefits
- ✓Instantly see how much money you have actually made or lost in rupee terms.
- ✓Quickly compare returns across multiple investments at a glance.
- ✓Use alongside CAGR to understand both the size and the speed of your returns.
- ✓Useful for short-term investments (under 1 year) where CAGR isn't meaningful.
Practical Example
Investment: ₹1,00,000 → Current: ₹1,45,000 Absolute Return: 45% Gain: ₹45,000 Context: Is 45% good? - If held for 1 year → Excellent (45% CAGR) - If held for 5 years → Moderate (~7.7% CAGR) - If held for 10 years → Poor (~3.8% CAGR, below inflation)
FundSageAI Dashboard
Do more with your real portfolio data
- 1Absolute return per fund from CAS data
- 2Fund-level P&L breakdowns
- 3Portfolio-wide gain vs invested amount
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These calculators use assumptions.
Your portfolio uses facts.
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