# Pricing Plans — Simple and Transparent Understand your portfolio. Really. Powerful analytics for Indian mutual fund investors. No distribution bias. No noise. Just your numbers. Start free — no card required. Upgrade to Standard or Pro anytime to unlock deeper analytics, tax reports, AI chat, and family portfolio. **Free trial:** Every new account gets 3 days of full access to most of the Pro features for free — no card required, no commitment needed. --- ### Tiers at a Glance (Introductory Pricing) | Feature Category | Feature | Free Plan | Standard Plan | Pro Plan | | :--- | :--- | :---: | :---: | :---: | | **Portfolio Analytics** | CAS statement upload & parsing | ✓ | ✓ | ✓ | | **Portfolio Analytics** | Portfolio dashboard | ✓ | ✓ | ✓ | | **Portfolio Analytics** | Risk profile assessment | ✓ | ✓ | ✓ | | **Portfolio Analytics** | Portfolio Report (Pay per Use ₹599) | ✓ | — | — | | **Portfolio Analytics** | Portfolio Report (Monthly) | — | ✓ | ✓ | | **Planning & Goals** | Goal tracking | ✓ | ✓ | ✓ | | **Planning & Goals** | Fund Screener | ✓ | ✓ | ✓ | | **Planning & Goals** | Fund Comparison | ✓ | ✓ | ✓ | | **Planning & Goals** | Portfolio planner | — | ✓ | ✓ | | **Intelligence** | Portfolio Health Score & Insights | — | ✓ | ✓ | | **Intelligence** | Portfolio Simulator | — | — | ✓ | | **Portfolio Analytics** | Fund Overlap Analysis | — | ✓ | ✓ | | **Planning & Goals** | Tax analysis — STCG / LTCG | — | ✓ | ✓ | | **Intelligence** | Fund Category Insights | — | — | ✓ | | **Intelligence** | Sage AI chat (50 credits) | — | — | ✓ | | **Intelligence** | Smart Notification Alerts | — | — | ✓ | | **Family** | Family portfolio view | — | ✓ | ✓ | | **Planning & Goals** | Goals Exit Strategy | — | — | ✓ | | **Portfolio Analytics** | Portfolio News - Basic | — | ✓ | — | | **Portfolio Analytics** | Portfolio News - Detailed | — | — | ✓ | | **Portfolio Analytics** | Portfolio Return Attribution | — | ✓ | ✓ | | **Portfolio Analytics** | Portfolio Ownership Details | — | — | ✓ | --- ### Plan Descriptions & Terms #### FREE * **Price:** ₹0 Forever * **Target:** For individual tracking * **Key Features:** * CAS statement upload & parsing * Portfolio dashboard * Risk profile assessment * Portfolio Report (Pay per Use ₹599) * Goal tracking * Fund Screener * Fund Comparison #### STANDARD * **Price:** ₹1,500 per year * **Target:** For self-directed investors * **Key Features:** * *Everything in Free, plus:* * Portfolio Report (Monthly) * Portfolio planner * Portfolio Health Score & Insights * Fund Overlap Analysis * Tax analysis — STCG / LTCG * Family portfolio view * Portfolio News - Basic * Portfolio Return Attribution #### PRO * **Price:** ₹2,400 per year * **Target:** For active/family wealth builders * **Key Features:** * *Everything in Standard, plus:* * Portfolio Simulator * Fund Category Insights * Sage AI chat (50 credits) * Smart Notification Alerts * Goals Exit Strategy * Portfolio News - Detailed * Portfolio Ownership Details *Note: Standard & Pro plans are billed annually. Prices exclusive of GST.* --- ### Common Questions #### What happens after my 3 Trial days? After 3 days trial, your account moves to the Free plan automatically. All your data and transaction history stays intact. You can upgrade to Standard or Pro anytime from Settings → Subscription. #### What's the difference between Standard and Pro? Standard gives you portfolio health scoring, tax analysis (STCG/LTCG), portfolio planner, and family portfolio — everything most investors need. Pro adds Sage AI chat (portfolio-aware), push notifications, and deeper AI-driven insights. Both are billed annually. #### Is there a contract or lock-in? All paid plans are billed annually in advance — there are no monthly options. You can turn off auto-renewal at any time from Settings → Subscription. Your access continues until the end of the subscription period, then the account reverts to Free. No partial refunds are issued for unused time. #### Can I cancel mid-year? We don't offer mid-term cancellations or prorated refunds — subscriptions run for the full annual period you paid for. What you can do is turn off auto-renewal so you are not charged again at the next billing date. Your paid access remains active until the period ends. #### How many users or portfolios does a subscription cover? Each subscription is a single-user, single-portfolio licence — one account, one CAS-linked portfolio. If you and your spouse both want their own portfolio analysis, each person needs a separate subscription. The Family Portfolio feature lets you view a consolidated family snapshot, but it does not extend your paid plan to the family members you add. #### Does adding a family member give them a paid plan? No. The Family Portfolio feature is a read-only consolidated view available to the account holder. Family members you add can log in and see the shared overview, but they remain on their own plan (Free, Standard, or Pro) — your subscription does not transfer any paid permissions to them. Each family member who wants full paid features must subscribe independently. #### How many family members can I add? Up to 4 family members per family group — 5 portfolios in total including your own. Members can be people who already have a FundSageAI account (they join with an invite or a join code) or placeholder profiles you manage for them until they sign up. Each member keeps their own plan. #### Is my data safe on the Free plan? Yes. Your statement PDFs and full transaction history remain private regardless of plan. We never sell or share your financial data. FundSageAI earns nothing from fund distribution — your data is never a product. --- ### Explore More Resources * [Home](/index.md) — Learn about our platform advantages, statistics, features, and security features. * [How it Works](/how-it-works.md) — Learn about our secure statement ingestion, true XIRR calculation, and AI diagnostics. * [Frequently Asked Questions](/faq.md) — Security protocols, AI vs ChatGPT, and integration answers. * [Calculators Suite](/calculators.md) — Access our 10 calculators for SIP, SWP, FIRE, and tax planning. * [User Testimonials](/testimonials.md) — Read reviews from verified mutual fund investors.